With the recent mortgage meltdown creating havoc in the Arizona real estate market its tough for even good borrowers to get a loan these days. Traditional underwriting guidelines call for borrowers to have good credit scores, assets and a stable employment history. What do you do if you want to buy and home and your [...]
Many people are turning to FHA home loans in Arizona as a way to finance their home purchase. This is especially true with first time home buyers. Why is this the case? Recently, just a few short years ago no one really considered an FHA loan because of all of the other options available – [...]
Home buying costs for an Arizona home purchase are modest compared to some locations in the US. One of the biggest costs savings is the deed transfer real estate tax that home buyers in other states have to pay. For example, in Pennsylvania, home buyers have to pay a 1% deed transfer tax and in [...]
Consider a lease to buy home if you have bad credit and want to buy a home in Arizona. Learn about the lease to buy, or lease purchase option for home buyers with bad credit.
What are the real mortgage loan closing costs? Estimate closing costs by knowing what closing costs are. Look for full closing cost disclosure on GFE when shopping for a mortgage.
Fixed Interest Rate Mortgage, Adjustable Rate Mortgage, Balloon Mortgage and Hybrid Mortgage What is the best mortgage for you? Learn about mortgage programs to help you decide.
How to get the cheapest Arizona mortgage interest rates. Learn what impacts a mortgage interest rate quote and why published interest rates do not mean much. Get a real interest rate quote.
Find HUD Approved Arizona Housing Counseling Agencies to get first time home buyer and down payment assistance home purchase counseling. Find local home counselor.
Learn Purpose of and use a Arizona Housing Finance Authority first mortgage to buy your first AZ home. Cheap AZ Mortgage Rates issued by the AHFA.
The Fannie Mae HomePath Mortgage Loan Program is designed to help home buyers who are interested in buying a Fannie Mae repossessed home. The HomePath Mortgage was created to help sell Fannie Mae REO properties. What Do I Need To Know About The Home Path Mortgage Program? 3% Down Payment – You only have to [...]